SACCO levels that match the group
Start with savings only, add loans, run an investment club, or combine savings, loans, member capital, and investment accounting.
SwApp SACCO Management Software gives Ugandan SACCOs and investment clubs a practical operating system for members, savings, mandatory contributions, shares, loans, fines, withdrawals, approvals, investments, accounting entries, migration imports, period closes, reports, and public member contribution collection.
Focus on the action, the status, and the record your team needs after the transaction starts.
Start with savings only, add loans, run an investment club, or combine savings, loans, member capital, and investment accounting.
Track member profiles, member IDs, mandatory contribution timelines, deposits, shares, fines, withdrawals, and payment references.
Manage loan products, requests, approvals, collateral, repayment schedules, repayments, aging, write-offs, and provisioning workflows.
Track member capital, shareholding snapshots, portfolios, valuations, receivables, land subdivision plots, dividends, and income distributions.
Maintain ledger entries, expenses, products, accounts, bank reconciliations, audit activity, approvals, and period-close records.
Onboard existing SACCOs through phased imports for members, opening balances, contributions, loans, investment data, and accounting controls.
Give members a public contribution page while accountants review, allocate, confirm, and reconcile incoming payments.
Use reports and exports for members, contributions, loans, shareholding, investments, bank activity, and accounting follow-up.
The SACCO module is built around daily operations and finance controls: members, contributions, loans, investments, accounting, and reports stay connected.
Give managers and treasurers one place to see active members, contribution status, loan exposure, and payment follow-up.
Move loan repayments, expenses, approvals, ledger entries, bank checks, and period closes into a controlled workflow.
Useful for SACCOs and investment clubs that pool money, buy assets, track ownership, and distribute income.
SACCOs vary widely: a small savings group does not need the same setup as a mature SACCO with loans, investments, opening balances, and audited reports.
Pricing is based on the SACCO level, member count, enabled workflows, user roles, and reporting requirements.
Historical member records, opening balances, loans, investment schedules, and accounting data are reviewed before migration pricing is agreed.
Member contribution pages use SwApp collection channels, with applicable mobile money or card fees shown during payment.
Use this when your team needs a controlled workflow, reliable records, and follow-up after money moves.
Tell us about your collections, payouts, reconciliation, or operating workflow today. We will map the right SwApp modules to that workflow.