Business payments

Get paid. Pay your team. Keep track.

Accept customer payments and send payouts, with clear records for your finance team. Use payment links, your own software or the SwApp app to suit the way you work.

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For businesses and organizations

Connect your payments to your daily work.

Accept customer payments
Collect mobile money and card payments through shareable links or checkout on your website. Explore payment links
Pay staff, suppliers and beneficiaries
Prepare bulk payouts, check recipient details and follow the status of each payment. Explore bulk payouts
Reconcile your transactions
Trace amounts, references, fees and payment statuses, with reports and exports for finance follow-up. Explore reporting
Run everyday services
Offer customers bills, URA tax payments, airtime and data through an approved agent account, or send airtime and data to your team in bulk. Explore the app
A simple way to get started

Send a payment link with your next invoice.

You can start collecting without building a website. Software teams can also connect SwApp through the payment API.

Create a payment link

  1. Create the link

    Add the payment description, amount and customer reference you need.

  2. Share it with the customer

    Send it by WhatsApp, email or another channel. The customer chooses an available payment method.

  3. Follow the payment

    Check the transaction status and reference in your SwApp records.

Pricing and setup

Choose the payment setup that fits.

Charges depend on the payment channel, amount and services you use. Review current pricing before you start.

Collections and payouts
Use the published collection and payout rates, with transaction charges confirmed during the payment process.
Setup and agent access
Our team can help with business onboarding, integrations and approval for agent services.
View pricing
Common questions

Choosing how to use SwApp.

Do I need a website or a developer?

No. Payment links give customers a page they can open and pay. Developers can use the payment API or ecommerce plugins when you want SwApp inside your own software.

Can my team receive airtime or data in bulk?

Yes. Use SwApp bulk airtime and data disbursement for staff, field teams or other recipient groups, with batch records and delivery status.

Find the right setup for your business.

Talk to our team about collections, payouts or running an agent service point.

Talk to our team